O'BRIEN GROUP, LLC

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    • Auto Insurance
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    • Condo/Tenant Insurance
    • Flood Insurance
    • Umbrella Insurance
    • Motocycle & Other Toys Insurance
    • Boat Insurance
  • FAQ
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  • About
  • Contact
  • Home
  • Commercial Insurance
    • Commercial Liability
    • Business Owners
    • Commercial Umbrella
    • Specialty Lines
    • Contractors Equipment
    • Workers Compensation & New York State Disability
  • Personal Insurance
    • Auto Insurance
    • Home Insurance
    • Condo/Tenant Insurance
    • Flood Insurance
    • Umbrella Insurance
    • Motocycle & Other Toys Insurance
    • Boat Insurance
  • FAQ
  • Request a Quote
  • About
  • Contact
Motorcycle Insurance

Motorcycle insurance includes coverage for cruisers, street sport, touring, high-performance bikes and scooters. Like an automobile insurance policy, most states require that you carry a minimum amount of liability coverage. Motorcycle Insurance offers the following coverage(s):

Liability
Will pay for the property damage and bodily injury you may cause to another party involved in an accident.

Collision
Will pay for any property damage to your motorcycle due to an accident.

Comprehensive
Will pay for any damage to your motorcycle other than a collision; such as theft, fire or vandalism.

Uninsured
Will pay for bodily injury to yourself because of an accident with an uninsured motorist.

Underinsured
Will pay when your policy limit is higher than the other party involved and the damage exceeds the other party's limits of liability. The most important thing to know about motorcycle insurance is that some policies may not offer Personal Injury Protection benefits. Therefore, if the driver of the motorcycle sustained a bodily injury due to an accident the driver must go through their personal health care provider to pay for their hospital or medical bills.

 
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Insurance for Toys
Everyone loves their toys and they should be protected like any other valuable possession. Whether it is an ATV, quad or a snowmobile an insurance policy will provide coverage from the following:
  • Collision
  • Theft
  • Vandalism
  • Bodily injury
  • Property damage
  • Medical payments
  • Uninsured and underinsured drivers
  • Guest passenger
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O'Brien Group, LLC
308 West Main Street, Suite 202
Smithtown, NY 11787
Tel: 631-474-7075
Fax: 631-474-7081
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