Business Owners Policy
A business owner's policy (BOP) consist of property coverage, liability coverage and some additional types of coverage that are needed for small to medium size businesses with the exception of auto, worker's compensation, health and disability insurance. Optional coverages can be added to meet specific needs of the business.
Typically a BOP policy includes:
Property insurance pays for losses and damages to real or personal property caused by specific perils that are indicated on your Policy Declaration. For example, a property insurance policy would cover fire damage to your building or office space. You can also purchase additional coverage for business property, such as: