Frequently Asked Questions

Where Can I Take Defensive Driving? 
You can attend a class, or take an online course. To call for a number of locations, contact National Safety Council at (800) 246-3603, or go online at http://www.nsc.org/Pages/Home.aspx

Where Can I Get a Photo Inspection For My Car?
We recommend contacting CARCO for a list of locations at  4 or (800) 969-2272.

Who Can I Contact for Glass Replacement?
We recommend the following who will report you claim for you, and conveniently come to your home, work, etc.

Atlantic Auto Glass
(631) 395-3500
*Mention O'Brien Agency referred you!

Safelite AutoGlass
800-800-ASAP (2727)

Does My Homeowner Policy Cover Flood?
Your homeowner policy does not cover flood insurance, as this is a separate line of insurance. Contact our agency for a Flood Quote today.

If I Purchase a New Vehicle, What Paperwork Do You Require From The Dealer?
To add a vehicle to your policy, please see the form located on our Auto Insurance page. We will need the following from the dealer: Bill of Sale, Window Sticker & Lease Agreement.

How can I Make A Payment?
For payment information, please see our payments page. We can accept Personal Checks, Money Orders, Credit Cards, and Electronic Checks (EFT) for payment depending on the policy and carrier.

Am I Covered For A Rental Vehicle?
Please contact our agency for a review of your coverage. Please note that we always recommend our clients to take the damage waiver through the rental car company. If there is a loss, it will go through their insurance not yours. Also, please note insurance carriers do not cover rental reimbursement for mechanical issues, there must be a reported claim. See our claims page for information on reporting an auto claim.